Helping you Invest in your Property Journey
As a property investor, improving your position is all about strategy, timing, and maximising returns. Whether you're looking to leverage equity, diversify your portfolio, or increase rental yield, now is the time to act. With expert advice and a clear investment plan, you can identify high-growth opportunities, structure your finance effectively, and unlock your next level of success. Let us help you build long-term wealth by making smarter, more profitable property investment decisions todayuying your first home can feel overwhelming.
Our Property Investment service
Mortgage pre-approval and lending guidance
Detailed reviews of your borrowing capacity and budget planning
Step-by-step education on the home buying process
Guidance on structures and purchasing strategies
Clear strategies to make your purchase simpler and less risky
Property Investment Guide
The Property Investment Guide provides comprehensive education, streamlines the investment process, and empowers buyers to make confident, informed decisions—ultimately supporting successful outcomes in property investing.
Buying Off The Plan
Purchasing a new home off the plan can be a complex and daunting process. We alleviate this pressure by guiding you through all the critical factors that are often overlooked, ensuring you make well-informed decisions with confidence.
Bank of Mum & Dad
Parental financial, known as Bank of “Mum & Dad” support remains a significant resource for property investment buyers, helping to reduce costs and facilitate successful investment homeownership. Contact Rod to explore how we can collaborate in a joint discussion to unlock your potential and develop a strategic plan.
Knockdown Rebuild
A knockdown rebuild enables investors to replace an aging property with a brand-new home designed to meet current market demands. This approach maximizes land value, lowers ongoing maintenance expenses, and enhances both rental income potential and resale appeal. It’s an effective strategy to unlock equity, improve returns, and future-proof your investment portfolio.
FAQs
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Begin by defining your investment goals, researching markets, securing finance, and understanding your risk tolerance. Working with professionals such as mortgage brokers and property advisors can provide valuable guidance.
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Rod Peirce and his team helps investors acess equity. Yes, many investors leverage the equity in their existing home to fund deposits for new properties. Equity is the difference between your home’s value and the remaining mortgage. Lenders may allow you to release some of this equity, often up to 80–90% of the property’s value, depending on their criteria. This strategy reduces the need for large cash savings and accelerates portfolio growth.
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Investment properties can provide tax deductions for expenses like loan interest, property management fees, insurance, depreciation, and maintenance. If the property is negatively geared, you may reduce your taxable income. Capital gains tax concessions may also apply if you hold the property for more than 12 months. It’s important to seek tax advice to ensure your investment is structured to maximise legitimate benefits and compliance.
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Interest-only loans allow you to pay just the interest for a set period, lowering repayments and improving cash flow. This can free up funds for additional investments. However, the loan balance doesn’t reduce during this period, and repayments may increase once principal payments begin. Principal & interest loans steadily reduce debt but have higher repayments. The best choice depends on your investment strategy, risk profile, and long-term goals.
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Location remains one of the most critical factors, influencing rental demand, capital growth, and ease of resale. Look for areas with strong infrastructure, employment opportunities, and population growth.
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Negative gearing occurs when your rental income is less than your expenses on an investment property, potentially offering tax benefits by reducing taxable income. However, it requires careful financial planning.
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This depends on your strategy - whether it’s capital growth, rental yield, or a balanced approach. Common options include residential homes, units, or commercial properties. Location and market trends are key factors to consider.