Check your credit score for free

See where you stand before applying for a home loan or refinancing.

It only takes a few minutes, checking won’t affect your credit score, and all you need to get started is an Australian driver’s licence.

Know where you stand before you apply

See your score

Get your credit score and a simple rating that helps explain where you currently stand.

Spot potential issues early

Review your result before applying, rather than discovering a problem during your home loan application.

Plan your next step

Use your result to decide whether you’re ready to explore your options or whether there are areas you may want to work on first.

Checking your credit score through Aussie won’t negatively affect your score.

It’s a simple way to understand where you stand without submitting a home loan application or committing to anything.

1. Confirm your identity

Enter your name, residential address and Australian driver’s licence details so we can confirm it’s you.

2. Create your Aussie account

Your account securely stores your result so you can access it again later.

3. View your result

See your credit score, understand your rating and explore some practical next steps.

Check your credit score for free before you apply for a home loan or start planning your next move.

It only takes a few minutes and checking won’t affect your score.

Australian driver’s licence required to verify your identity.

Quick answers before you take the next step.

Your credit score helps lenders understand how you’ve managed credit in the past. It can be one factor lenders consider when assessing a loan application.
Yes. You can check your credit score through Aussie for free.
No. Checking your credit score through Aussie won’t negatively affect your score.
Aussie has partnered with Experian to provide your credit score.
No. Your credit score is only one factor a lender may consider.
Lenders may also assess your income, expenses, debts, deposit, employment, repayment history and their own lending criteria.
A lower-than-expected result does not necessarily mean you can’t get a home loan.
Check your credit report for anything you don’t recognise and consider speaking with Rod before applying for new credit or making major financial changes.